Financial breakthroughs and testimonials from recent students of the "Financial Freedom in 7 Weeks Plus" course:

"This 7 week small group program was awesome! Before this course, my husband James and I were never on the same page concerning our spending. We now have a true understanding of what it is that God has purposed for us. Knowing His Word, referencing money, spending, building, saving and applying the principles of this program will help us be in agreement, and stay focused, on how to handle God's money." T. Smith

"I truly enjoyed the encouragement from others' breakthroughs and the notes from leaders. The course changed my mind - yes I can mentally go from slave to kingship. I will not wander around in a financial desert. I now have a clear picture of where I am going - to my financial Promised Land." C. Nambt

"Bill and Maureen have presented their Financial Freedom course on my radio program Christian Investors Daily several times and have also presented it to the National Association of Christian Financial Consultants at the National Convention in Virginia. I have gotten to know both of them personally and financially. They teach what they live. My family knows their family. This is a couple who loves the Lord and lives by what they preach and teach. Listen to what they teach, because it is not them speaking, but God speaking through them."
Bob Barber - President, National Association of Christian Financial Consultants
Owner - Christian Investment Services

"I now feel much better about spending money wisely, not guilty, because my wife and my God have blessed the expenditure before it happens." G. Becker

"I have found more and better ways to make the most of what I have and to live within my means." 
R. Daniels

"The course has helped me realize how my bad money managing habits had impacted my life as well as my children. I now realize how important leaving a positive legacy is for their future." D. Alexander

"This "Financial Freedom in 7 Weeks Plus" small group course brought my wife and me together, as patient and understanding stewards of God's money." The Rowe's

"Most importantly, I learned that Satan really does not want Christians to have this financial freedom information. He fights you in whatever weakness you have - for me it was "this is too hard!!" Prayer and spiritual warfare are both absolutely necessary for true financial success, and I now know how to use both." 
N. Comstock

"The 'Financial Freedom in 7 Weeks Plus' course has brought me freedom from bondage. For years I struggled with expenses. I learned through this course that I cannot do it without asking and including God in my finances. He has blessed me in many ways through this program. My business has prospered with increased customers and revenues and I have learned (most importantly) to lean on Him for decisions and strength and faith. I left credit card bondage behind and am soaring on eagles wings. Thanks to this ministry for the gift of teaching me how to: handle my finances, to plan and to live my dreams and goals." Diamond Kemp

"We have been involved as leaders with 'Financial Freedom in 7 Weeks Plus' since the beginning of this fine ministry. We cannot begin to tell you the blessings that we have seen in our class members and in our own lives. We have seen families become able to purchase homes because they have cleared up debt problems. On the personal side, we have seen God 'expand our territories' just as the Prayer of Jabez promises. Our financial services business has tripled in the last year and a half. God is faithful and will 'open the windows of heaven'. Sam & Sheryl Porter

"This 7 week course has changed my life significantly! I am now anxious to tithe completely. I never made the connection between tithing and God blessing my finances. I will never spend the same." Donna Neff

"This course has done more good for our relationship than just our finances. For the first time in our marriage money isn't stressful and we can be honest with each other without fear. We have paid-off our furniture, created a great spending plan, and gained more love and respect for one another." Katherine Fielder

"This 7 Week course has given me hope that I can be debt free and has started me on the path to that freedom! It has helped me become committed to working on what God wants me to do with my life and that does not include any debt bondage." Felicia Hughley

"We started in tremendous bondage, especially our finances. We experienced every symptom of financial stress and bondage; from suffering low self esteem to agreeing to the worst high percentage loans. After taking the Financial Freedom course, we saw the way to "freedom". We can bank on all God's teachings and principles and for once in our lives we can truly say we are on our way to Total Freedom. 
Ruben & Rachel Sanchez

As a direct result of the Financial Freedom in 7 Weeks Plus course, we have a new mindset that will no longer allow the past to rob our future. God's financial plan is now our priority. We realize that the 'stinkin thinkin' of the world's system (easy credit rip offs and debt) is an absolute lie. The redeemed of the Lord can and should live like it."
--- Tim and Patricia Nichols

"We finished the Financial Freedom in 7 Weeks Plus course the week before we got married. It was one of the wisest things we did. It resolved many issues we came across when consolidating our finances. It was a true blessing. It also started our marriage on the right track by establishing a solid biblical financial foundation. We highly recommend the 7 week focus group course to everyone."
--- Jim and Terry Dunlap

"Today, we realize that we will be totally debt free in just 2 years. Thank you God, and thank you Bill and Maureen for this course. When we started this course we were $45,000 in debt and did not have the tools to work with. This to us is what we call a miracle."
--- Dan and Gayle Ford
(Note: The Ford's served as leaders in training and recently led a 7-week focus group.)

"The Financial Freedom in 7 Weeks Plus course has completely changed our lives. Although we were only looking for answers to our financial difficulties, we received much more. Yes, we are now on our way to financial freedom. Spiritually, we learned God's will for our lives as a one-flesh couple. Our mindset has been transformed. We hope to be future focus group leaders for the teaching of this great ministry. Before we came to the first focus group session, we never had enough money to make ends meet. However we were not tithing. Then we made up our hearts and minds to be obedient and to tithe according to God's will. Today, we tithe properly, give offerings, save money, and pay all of our bills. It's our belief that once you truly open your heart to God, and remain obedient, the blessings will start coming even before you start to ask! We plan to continue to trust in God rather than man. May God bless you both, Bill and Maureen."
--- James and Vanda Nealous

"The Financial Freedom in 7 Weeks Plus course gave us the tools to be better stewards of our money. We now pay more attention to small financial details. We've learned that it's not how much money we make that's important, but how we manage it. We now know where our money is being spent and how to better plan. Instead of ignoring a difficult situation, we face it. The weekly lessons taught us a great deal. We made a slight adjustment to our mortgage payment (it cut 5 years off the loan). We now pay it (half of a full monthly payment) every two weeks instead of once a month. Also as a result, we will save $20,000 in interest payments. Anyone who has self-employment income will definitely be blessed by the Guidelines for the Self Employed in chapter two. We really appreciate the Sitters' willingness to teach and train others."
--- Larry and Maria Dahlstein
(Note: The Dahlsteins first served as leaders in training and progressed to lead a 7-week focus group. They have eight children, home school, and both spouses work multiple jobs ? so what's your excuse?)

"After finishing the Financial Freedom in 7 Weeks Plus course, the Lord gave us a new understanding of how to steward our finances. The course also gave us hope and a vision of one day being totally debt-free!"
--- Richard and Sandra Martinez
(Note: Richard and Sandra have led a focus group and they taught these principles both in English and Spanish-speaking churches. Before becoming leaders in training, they had no background knowledge in finances. We are so proud of what God is doing through their faithfulness. Their progress and growth proves the importance of the mentoring role leaders play when disciplining and training leaders in training.)

"Dear Bill and Maureen, When we attended your finance focus group we didn't really know what to expect. Our finances were in bad shape. Frankly, it was embarrassing to share. Thank you for being so compassionate and caring. The small group environment made it easy to be transparent. Thank you for showing us God's never changing principles. This has definitely helped us gain control of our finances. In addition, your course has been very effective in teaching us how to deal with debt. We are on the road to becoming DEBT FREE! We know where we stand, and we have a plan, thanks to you. In the name of JESUS we declare, in faith, that we are debt free! Thank you and may God bless you both."
--- Mike and Kathie Maloney

"Before the course, my husband Bill and I were not on the same page. I was the one who did everything regarding our finances. I tried to give the financial responsibility to my husband, but he didn't want it. Now, we make financial decisions as a team."
--- Irene Rinehardt

"The 7 week course taught us a lot more than just getting our stuff (finances) in order. What we have learned empowers us to leave a legacy for our kids and future generations. (It's like opening up a can of worms and seeing a cabinet full.) The good news is that the book offers Godly solutions."
--- Bill Rinehardt

"This Financial Freedom in 7 Weeks Plus course showed me that God wants to be a part of my life and my finances. You 
have made a great step financially and spiritually by buying this book. Any thoughts of fear, stress, shame and not having 
enough time are clearly thoughts from the devil. The devil wants to keep God out of your financial life. The strongest and 
brightest light is from our Father. So, turn on the light, and let God govern your finances. He is ready to bless you and your 
family! In the 7-week focus group study, you will find faith, fellowship, and love. You will also receive an understanding of 
how to keep God in your bank account and the devil out. Go get it! You will learn practical financial applications based on 
biblical truths. These truths are essential for the rest of your life. The joy that comes from this class will elevate your spirit and 
strengthen your faith. Tithe to your Father, pray for guidance, share with your class, and do your homework. I thank God for 
his many blessings, for this class and for the incredible focus group leaders called to faithfully teach this life changing material." 
--- Amelia Hartzel

"The Financial Freedom in 7 Weeks Plus course was a major blessing to us. We are now applying the principles we learned in our daily lives. Before attending the class, Percy managed the finances. Now, we take time to plan short and long term financial goals.. This course taught us to work together as a one-flesh team regarding our finances. As we were participating in the course, we received a great breakthrough. God revealed to us that we were sowing good seed into bad ground. We repented and God brought about a great financial blessing, within days. Praise God!"
--- Percy and Daynelle Kimbrough

"For about three years, my wife and I have been discussing/planning for my retirement from my second career. By December 2003, we want to be debt free, with the exception of (4 more years) our home mortgage. The Financial Freedom in 7 Weeks Plus course helped us finalize this plan in an organized manner. We had been exposed, at one time or another, to most of the principles, but never in a neat package. The course forced us to accurately list all our liabilities and assets. Thus, giving us a true picture of our financial position. It also helped us formulate a family-spending plan that will allow us to succeed with our plan. At first we were overwhelmed, but as we neared the end of the 7-week course all the pieces of the puzzle started to fall into place. The greatest impact on us was that our hearts were forever changed towards finances (God's money). The course made Psalm 37:4 a reality in our lives: 'Delight yourself in the Lord and He will give you the desires of your heart'."
--- Tony and Blanca Chapa

"As leaders of multiple Financial Freedom in 7 Weeks Plus focus groups, we have been encouraged to see God's faithfulness. Lives are being continuously changed because the curriculum targets the root of financial problems. In the focus groups we led, we witnessed breakthroughs from one end of the spectrum, such as tithing for the first time, to the other, with group members literally burning credit cards! Christians now have a road map to financial freedom."
--- Sam and Sheryl Porter

"This course provided financial principles that we found are easy to both understand and apply in our daily lives. The small focus group (meeting in a friendly home environment) put us at ease. We are both self-employed and we especially benefited from the Guidelines for the Self-Employed (chapter two). We learned how to calculate "increase" and our tithe, even though our real estate income is very irregular."
--- Ed and Margaret Marotta


Testimonies from Fiji

The beautiful country of Fiji is made up of several islands and is located to the east of Australia. Through 
Marriage Ministries International, Bill and Maureen forged an incredible friendship with Matai and Mei Niumataiwalu. He works at a radio station and she is a homemaker and mother of 3 fine sons. In addition to serving as National MMI Leaders, and while simultaneously leading a 14-week Married for Life group, Matai and Mei started and led a Financial Freedom in 7 Weeks Plus focus group. The group was comprised of pastors, a fisherman, a businessman, and their spouses. The results were excellent and we are encouraged that more focus groups are planned for the very near future. The following statements are some of the encouraging testimonies from Fiji:

"We have been tremendously blessed because finance was an area we did not often discuss as a family. Sitting down and planning financially are major breakthroughs for us. Traditionally, we gave to the extreme extent being 'tomorrow takes care of itself'. As a result, our family was occasionally deprived of their basic needs. We thank God that we can now pass on to our children, and to future generations, a Godly financial legacy. As we prepared to teach the 'paradigm shift' concept, God showed us that a married couple must unite as one flesh, and renew their minds with His Word, in order to receive His promises.

In Exodus 20:2, His word gave us insight into the Lord's will for us. Egypt was a house of bondage because Pharaoh had enslaved and mistreated God's people. We, too, have been brought out of a house of debt bondage through Christ and the renewing of our minds. Like the Israelites, we have to enlarge and expand our thinking to be ready for God's plans to come to pass. We're excited at what God is doing. We pray for continuous breakthroughs in the Financial Freedom in 7 Weeks Plus project because we believe many families around the world will be blessed by it."
--- Matai and Mei Niumataiwalu


"We own a small fishing business. The 7- week focus group, led by Matai and Mei, taught us a great deal by using God's Word as the standard. We now communicate better, pray better, pray together and love one another more intensely. After undertaking this course, we are now working together on our daily spending plan which has enabled us to pay off some of our debt. We foresee big financial breakthroughs in our home. The course, as a whole, has helped us to become much better stewards at home and in church."
--- Jeremaia and Erima Varni

"Bula (greetings), we have had the special privilege of serving as leaders in training, to Matai and Mei. This was the first time the Financial Freedom in 7 Weeks Plus course was taught in Fiji. The course has been a huge blessing to our family. We went into it expecting to be blessed in the area of finance and came out blessed in all areas. We realized that, in the area of finances, we had excluded God. Once we acknowledged this and allowed him to start ministering to us in this area, it became a spiritual stepping-stone. Through this course we have learned to be faithful, not only with finances, but with all the wonderful blessings from Abba Father. It has also brought about a spiritual revival in our lives. We thankfully praise God for taking us up to another level. Bill and Maureen, we thank God for you and your continuous commitment to give of what He has given you. We pray that as you continue to sow into the lives of others "Our Heavenly Father will bless you abundantly."
--- Wade& Janelle Gibson & family


I WHOLEHEARTEDLY RECOMMEND THIS BOOK.

"In today's economy, consumers face a dizzying array of purchase decisions and financial choices. Each of us is constantly bombarded by advertising messages telling us that to be complete, we must have one more product. And shopping networks, Internet buying, and catalogs make it possible to max out our credit cards without even leaving home!

Yet, most of us have very little preparation or teaching regarding making decisions that lead to prosperity rather than to financial doom. This reality is reflected by the record amount of consumer debt and the massive number of personal bankruptcies.

You can find help! The Bible is full of answers that can help you be free to do what God has called you to do. Bill and Maureen Sitter have organized many of the scriptures and Biblical concepts in a step-by-step set of instructions that all of us can follow to escape the financial rat race and live a purpose filled life. Their focus group course, Financial Freedom in 7 Weeks Plus also identifies factors creating financial bondage and shows how to break that cycle.

This course should be a part of the ministry of every church in America and around the world." 

Dr. A. Clyde Vollmers
Professor Emeritus
Minnesota State University, Moorhead
Professor of Business
Northwestern College

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