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The truth about the biblical concepts of savings and retirement relating to your personal finances

Savings & Retirement...Are These Biblical Concepts?
By Amber Drabek

In the Sitter’s book: Financial Freedom in 7 Weeks Plus, prosperity is defined as having enough resources (money, time, talent, and health) to accomplish everything God has called us to do. If God is in the center of our finances, then they will flourish and grow. “Through skillful and Godly wisdom is a house (a life, a home, a family) built, and by understanding it is established (on a sound and good foundation). And by knowledge shall its chambers (of every area) be filled with all precious and pleasant riches.” Proverbs 24:3-4 (AMP)

Saving money regularly is an integral key to remaining prosperous. God blesses us with the resources that we need, but we must remain effective stewards of these resources. We can learn a great deal from the ant. “Go to the ant you sluggard; consider its ways and be wise! It has no commander, no overseer, or ruler, yet it stores its provisions in summer and gathers its food at harvest.” Proverbs 6:6-8 (NIV) The ant is a small and fragile creature with not much power individually. However, with its diligence and dedication to an ant hill, the storing of its provisions gets completed in an amazing way. We must remain powerfully connected to God’s guidance and follow His direction to store up (save) provisions, for the future. Retirement savings makes great sense and this allows us to be in a powerful and amazing position to financially do whatever He calls us to do.

Saving money without God’s guidance or direction will lead us to simply hoarding money. Then money becomes our focus, instead of God and His plans for how we are to steward His money. “Keep your lives free from the love of money and be content with what you have, because God has said, never will I leave you; never will I forsake you.” Hebrews 13:5 (NIV) He wants us to plan for the future and to be able to provide for ourselves, our families, or for others. Saving, along with biblical giving, is part of God’s plan of preparation for a future that He has already planned for us. Therefore, saving money should never be an act that involves worrying about tomorrow. Remember, the Lord said that He would never leave us nor forsake us.

Retirement planning is another issue related to savings, and it definitely better prepares you and your family for the future. We must include preparations for uncertainties and for all new endeavors that may show-up as we consider retirement. The Lord wants us to be ready and willing to complete whatever endeavor He holds for us at this season of life. It may be a spiritual call or a second secular career (see the book Game Plan) but God certainly does not want His people, regardless of age, to just retire and watch TV.

What a day to look forward to, when the Lord says,” Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!” Matthew 25:23 (NIV).


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